Employee Benefits

 Health Insurance

The City offers comprehensive health coverage benefits to qualified employees, offered through MIIA/ Blue Cross Blue Shield of Massachusetts.  Information regarding the Blue Cross Blue Shield plans are available via: 

https://planinfo.bluecrossma.com/customblue/2018/miiacityofpittsfield

To enroll in a plan you must be a new benefit-eligible employee or a current benefit-eligible employee during open enrollment.  Open enrollment is typically the first week of April through the first week of May and coverage begins annually on July 1st.

Please note:  You may also be eligible to enroll mid-year due to a qualifying event (e.g. marriage, birth of a child, loss of coverage through another plan, etc.).

Health Savings Account (HSA)

A Health Savings Account (HAS) paired with an HSA-qualified health plan allows you to make tax-free contributions to an FDIC-insured savings account. HSA balances earn tax-free interest and can be used to pay for qualified medical, dental, vision and prescription expenses. You may learn more about your HSA, qualified medical expenses, and more, by visiting: https://www.healthequity.com/learn/hsa/

The HSA is available to those whom enroll in the BCBS high-deductible health plan

Deferred Compensation Options 

The City of Pittsfield partners with three companies so that employees may invest pretax dollars in a 457 retirement plan.  For more information on the available companies please click on the choices below:

Dental Insurance

Dental insurance for active City of Pittsfield employees is provided through Guardian Dental Insurance.  Please refer to the Guardian Dental Coverage booklet for further information. (Subject to change due to annual open enrollment updates).

To enroll, you must be either a new benefit-eligible employee or a current benefit-eligible employee during open enrollment.  Open enrollment is typically the first week of April through the first week of May and coverage begins annually on July 1st.

Please note:  You may also be eligible to enroll mid-year due to a qualifying event (e.g. marriage, birth of a child, loss of coverage through another plan, etc.).

Flexible Spending Accounts (FSA) 

Flexible Spending Accounts are a way for employees to set aside pre-tax dollars to pay for: 

  • Out of pocket medical/dental expenses not covered by your current health/dental plans
  • Prescription drug co-pays
  • Dependent care costs

City employees have the option of establishing a Flexible Spending Account through Cafeteria Plan Advisors, Inc.  The enrollment period for this benefit is typically the first week of April through the first week of May for the following fiscal year. 

 Limited-Purpose FSA

Used in conjunction with a health savings account (HSA), an LPFSA allows you to contribute additional pre-tax dollars to use for dental and/or vision expenses. This allows you to maximize your pre-tax HSA contributions and contribute additional pre- tax dollars to an LPFSA.

Basic Life Insurance

The City of Pittsfield administers a basic term life insurance policy of $10,000, through Guardian Life, to its employees at the time of hire.   The City pays 50% of the cost and the employee pays the other 50%.

Optional Life and Accident/Disability Insurance

Annually, the City of Pittsfield offers voluntary plans at the employees’ expense, for:

  • Accidents
  • Chronic Illness
  • Life
  • Short-term disability

Plans are offered through Guardian (term-life) and Colonial Life Insurance (short-term disability and universal life)